Loading...
Exclusive
PONT DE VAUX 01190

OCCUPIED LIFE ANNUITY Farm with large outbuildings on 2.8 hectares of land

  • bathrooms
    1
  • area
    90 m2
  • bedrooms
    3
  • land
    28000 m2

Presentation of the property : House 4 rooms for sale in PONT DE VAUX

Occupied Life Annuity - 77-Year-Old Man - CHAVANNES SUR REYSSOUZE Age: 77-Year-Old Man Down Payment: €56,000 Monthly Annuity: €476. Please note that in an occupied life annuity, the seller remains in the property; you cannot live there. With an "occupied life annuity," the seller continues to live in the property without changing their lifestyle until they move into a retirement home or pass away. For the investor, acquiring an occupied life annuity is similar to a secure rental investment, with only one occupant (the seller), and for which they receive all the "rent" at the time of acquisition in the form of an occupancy discount (DUH). Near Pont-de-Vaux, in the commune of Chavannes-sur-Reyssouze, discover this charming, perfectly maintained farmhouse, offering a peaceful living environment and excellent investment potential. This farmhouse offers 90 m² of living space and includes a kitchen, living room, three bedrooms, a shower room, separate WC, a boiler room, and an attic. The numerous outbuildings are a real asset: an 83 m² stable, a 112 m² barn, and several sheds, suggesting excellent development potential, including the creation of a second dwelling (preliminary planning permission application approved). The property sits on a magnificent 2.8-hectare plot, complete with a well, ideal for gardening, planting flowers, and enjoying a verdant setting. Features include: a roof redone in the 1990s, double-glazed windows with mosquito nets, wood and oil heating, fiber optic internet, and a septic tank. Some energy-efficiency renovations will further optimize the property's performance. Conditions of the occupied life annuity: • Purchase price (down payment): €56,000 including agency fees • Monthly annuity: €476 • Property tax: €453 • Owner: 77-year-old man • Property value: €192,000. Different distribution possible. Why invest? Significantly discounted purchase price, Reduced notary fees, No rental management, Secure asset investment, A rare opportunity to acquire a home with controlled savings in a growing area. A secure asset investment in a quality, meticulously maintained property offering strong long-term appreciation potential.

The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 56 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 90 m2 for sale in PONT DE VAUX

01190 PONT DE VAUX

Features of this property :

340 935 639 308
3
4
90
28 000
1
yes
yes
56 000 €
453 €
Occupied
1
77
279
35
Estimated annual energy costs of the property
Between 1990 € and 2740 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

Loading...
The data collected from this form is necessary to enable us to respond to your request. It is collected and processed electronically by the data controller and may be passed on to our internal departments and to our partners involved in processing your request. You have the right to access, rectify and object to your data, which you can exercise by contacting us at [email protected]. In accordance with article L 223-1 of the French Consumer Code, users are informed that they have the option of registering on www.bloctel.gouv.fr to oppose all telephone canvassing, with the exception of established customer relationships.
FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

Découvrez le prix de votre commerce par rapport au marché

 
sites.estimation_commerce

Find out the market price of your property

For a successful sale
sites.estimation_habitation
Martine PERDRIX
Presented by
Martine