Presentation of the property : House 7 rooms for sale in LOULAY
In the heart of Loulay, a charming village in the Charente region with local shops, schools, and an ideal location between Saint-Jean-d'Angély, Niort, and Surgères, this spacious village house offers generous living areas and great potential for a family or for use as a bed and breakfast. Spread over three levels, the house benefits from a smooth flow of movement thanks to two independent staircases, one accessible from the kitchen and the other from the living room. On the ground floor, the entrance hall leads to a pleasant living room with an open fireplace, adding charm and warmth to the space. You will also find a spacious, fully fitted and equipped eat-in kitchen of 39 m², the true heart of the home, boasting a high ceiling of approximately 3 meters. A WC with a washbasin completes this level. The first floor comprises a spacious landing that could easily serve as an office or reading nook, three bedrooms, a bathroom with double vanity and toilet, and a shower room with toilet, offering considerable everyday comfort. On the second floor, two large attic bedrooms complete the layout, ideal for accommodating a large family, guests, or creating recreational spaces. Outside, you will enjoy a pleasant courtyard with a lawn, a large covered area, and a 54m² garage with an upper floor of the same size, offering numerous possibilities for storage, a workshop, or additional living space. Features include: a roof that was redone approximately 11 years ago with attic insulation installed at the same time; a recently installed heat pump (approximately 1 year old); double-glazed PVC windows; some PVC shutters; and mains drainage connection. This well-maintained and sound house requires no major work. Only an electrical upgrade may be necessary, depending on individual plans. This is a great opportunity for buyers looking for a family home offering generous living spaces, outbuildings, and a pleasant outdoor area in the heart of a vibrant community. Please feel free to contact me for further information and to schedule a viewing. Les honoraires d'agence sont à la charge de l'acquéreur, soit 6,45% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 165 000 €
Price excluding fees 155 000 €
Fees payable by the buyer are 6.45% all taxes included
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The Capifrance team answers your frequently asked questions:
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract. Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale. Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor Express your interest in the property for sale.
. Propose a Price and Purchase Conditions Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale If the offer is accepted, sign a sales agreement and verify the legal documents. Finalize your financing if necessary. Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor