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CAP D'AGDE 34300

LIFE ANNUITY WITH FREEHOLD – CAP D'AGDE (34) – 2-ROOM APARTMENT WITH UNOBSTRUCTED VIEWS ALL THE WAY TO THE PORT

  • bathrooms
    1
  • area
    25 m2
  • bedrooms
    1

Presentation of the property : Apartment 2 rooms for sale in CAP D'AGDE

RARE – LIFE ANNUITY WITH FREEHOLD – LIVE IN OR RENT IMMEDIATELY €50,800 (Agency Fees Included) + €575/month – Immediate Possession. In Cap d'Agde, in a sought-after area, discover this charming 25 sq m (269 sq ft) one-bedroom apartment with a 4.5 sq m (50 sq ft) balcony, ideally located near the port, shops, and the sea. Situated on the 4th floor of a 5-story building with an elevator, in a very well-maintained residence, this apartment enjoys an unobstructed view all the way to the port. The apartment is in perfect condition and offers a functional layout including a living room with access to the balcony and a master bedroom with an en-suite shower room. Amenities: air conditioning, stretch ceiling, elevator. No parking. LIFE ANNUITY WITH FREEHOLD – 76-YEAR-OLD MAN. The buyer has immediate and full possession of the property. Upon purchase, the buyer can move in, use it as a second home, or rent it out, either year-round or seasonally. FINANCIAL CONDITIONS Market value: €120,000 Down payment: €50,800 (agency fees included) Life annuity: €575 per month, indexed according to the terms of the deed Condominium fees: approximately €70/month Property tax: approximately €720/year The allocation between the down payment and the annuity can be adjusted to suit the buyer's plans. An installment sale over 8 or 10 years is also possible. A PRIME LOCATION The apartment benefits from a location that allows you to fully enjoy life in Cap d'Agde: Shops and restaurants are just a few hundred meters away on foot; the Port of Cap d'Agde is approximately 500 meters away on foot; beaches are approximately 1 to 1.5 km away on foot, depending on the beach; Agde train station is approximately 6 to 7 km away; Béziers-Cap d'Agde Airport is approximately 15 km away; and access to the A9 motorway is approximately 15 to 20 km away. A HERITAGE OPPORTUNITY This vacant life annuity (viager libre) is a particularly attractive option for a buyer wishing to benefit from their investment immediately. Whether as a pied-à-terre, second home, rental property, or heritage investment, this one-bedroom apartment (T2) combines a prime location, impeccable condition, outdoor space, unobstructed views, and immediate occupancy. The apartment can be sold furnished. A rare find on the vacant life annuity market in Cap d'Agde. For more information regarding the financing arrangements and the various acquisition options, please contact me. Nombre de lots de la copropriété : 216, Montant moyen annuel de la quote-part de charges (budget prévisionnel)(EAU FROIDE provision) : 840€ soit 70€ par mois. Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 50 800 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : Apartment 25 m2 for sale in CAP D'AGDE

34300 CAP D'AGDE

Features of this property :

340 933 948 006
1
2
25
1
5
4
1978
Electric, Air Conditioning
yes
50 800 €
720 €
Free
1
76
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 187 kWh/m²/an émissions* 5 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 5 kgCO2/m²/an
Estimated annual energy costs of the property
Between 640 € and 834 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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