Life annuity in Saint-Max (54) – opportunity for an occupied life annuity for an 80m2 4-room apartment

LIFE ANNUITY in Saint-Max – A Human and Strategic Investment in an Occupied Life Annuity for this Beautiful 3-Bedroom Apartment. WHY NOT INVEST DIFFERENTLY? What if you opted for an investment that is both caring and smart? This occupied life annuity apartment in Saint-Max allows you to invest intelligently in a sought-after area, just a stone's throw from Nancy and its shops and amenities, while adding a human touch to your investment. THE APARTMENT: A PLEASANT AND COMPLETE SPACE. On the first floor of a quiet residence, this beautiful 80 m² apartment offers excellent functional potential. Upon entering, you'll find an open-plan living and dining room, perfect for sharing moments together, a kitchen ready to accommodate your best recipes, a practical shower room, two comfortable bedrooms (one with a built-in wardrobe), and a pantry for ample storage. As a bonus, on the ground floor of the residence, there is a cellar and a garage for all your extra belongings, kept safe and secure. And the charming little extra? Continuous balconies run along both sides of the apartment, extending its entire length and accessible from every room, allowing you to enjoy the outdoors at any time. Comfort is key: the windows have just been replaced, and soon the apartment will benefit from Nancy's district heating system! UNDERSTANDING LIFE ANNUITY MADE SIMPLE, WITH A TOUCH OF SAVINGS. A life annuity is a bit like a subscription to "Smart Homeowner" magazine. In a traditional sale, you would pay €149,000, but here, it's a more affordable option: you become the owner for a lump sum (excluding the florist) of €50,000 and a small monthly payment of €215. Property tax amounts to €1,069, and monthly charges of €300 include cold water and heating. A significant portion of these expenses are recoverable by the buyer, just as with a traditional rental, leaving a balance of approximately €65 per month. And here's an added bonus: notary fees are only applied to the amount of the right of use and habitation (DUH), not the property's traditional value. This allows you to reduce your costs from the outset, resulting in a substantial saving of several thousand euros! Furthermore, you'll be contributing to the retirement of the current occupant, an 81-year-old woman who will continue to live there peacefully and comfortably, with an estimated investment horizon of 12 years. Now that's an investment that makes perfect sense! WANT TO KNOW MORE? This apartment is more than just an investment: it's a well-considered choice, a meaningful acquisition, and a gesture of solidarity. Contact me to arrange a viewing and discover all the advantages of this life annuity investment in Saint-Max – a unique opportunity awaits you!



Number of units in the condominium: 34. Average annual share of condominium fees (estimated budget) (of which €272 is recoverable from the seller/annuitant): €3,885, or €323 per month. Agency fees are payable by the buyer, amounting to 9.00% including VAT of the price excluding fees.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!