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LAYRISSE 65380

Life annuity house for sale, occupied, 8 rooms, LAYRISSE (65)

  • bathrooms
    4
  • area
    230 m2
  • bedrooms
    4
  • land
    4395 m2

Presentation of the property : House 8 rooms for sale in LAYRISSE

8-room house, 230 m², on a 4395 m² plot. Life annuity sale of a property occupied by a couple - Sellers' ages: Man 82 years old - Woman 81 years old. Market value of the property: €685,000. Down payment: €395,000. Monthly annuity: €1,193. Property tax: €1,475. Annual charges: €2,000 for water and heating (wood and electricity). Property description: In a privileged setting in the Hautes-Pyrénées, 10 minutes from amenities while being fully immersed in nature, with no neighbors and exceptional mountain views; at the center of the triangle formed by Tarbes, Bagnères-de-Bigorre, and Lourdes; a very beautiful, atypical contemporary house, designed by one of the designers of the "Concorde". In a design incorporating pebbles, inspired by his friend, the architect Edmond Lay, the owner has created a bright living space that flows from east to west while maximizing natural coolness in the summer. The other objective, achieved, is the pleasant and fluid layout of the spaces; one feels at ease in the 50 sq m living room, with its high ceilings, cozy fireplace, and semi-open layout leading to a high-quality, practical, and modern kitchen with several dining areas. There's also a sunroom with a griddle and a superb view overlooking the pool and the mountains just above. Also on the ground floor are a separate WC, a large pantry with a secondary kitchen to the north, access to the 18 sq m cellar, a second beautiful sunroom on the south/east wing, and a comfortable master suite with a dressing room, shower and sink, and French doors providing direct access to the terrace and pool. We ascend to the first floor, a well-designed layout with a hallway and built-in closets, offering three bedrooms, two with large east-facing balconies; one with an en-suite shower room and the other with a washbasin area that could easily be fitted with a shower; a separate WC; and a bathroom with a walk-in shower and double vanity. On the west side, the L-shaped mezzanine overlooks the living room, office area, and relaxation space. A short climb leads to the playroom (which could also serve as additional bedrooms or an office). Outside, the 110 m² terraces feature a beautiful 12.5 x 5.5 m swimming pool with a low telescopic cover. The property is private and largely shaded, offering exceptional views of our favorite peaks. The total land area is 4395 m², with 2500 m² of easy-to-maintain garden featuring a lovely flower and vegetable patch. This property offers the potential to be converted into a self-contained rental unit for a furnished rental business. Combining practicality with aesthetics, it features two large, separate entrances; a well-integrated carport for two vehicles; two garage spaces for four vehicles; a workshop; and numerous strategically placed storage sheds. The roof is slate, and the insulation has recently been replaced. The entrance courtyard is paved with natural stone. The septic system is compliant with regulations. I look forward to showing you around! The fees are to be paid by the seller.
Le Diagnostic de Performance Énergétique(DPE) a été réalisé selon une méthode valable mais non fiable et non-opposable.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 395 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 230 m2 for sale in LAYRISSE

65380 LAYRISSE

Features of this property :

340 936 496 151
4
8
230
4 395
4
1978
South East
Electric, Fireplace
yes
yes
yes
yes
yes
yes
yes
395 000 €
1 475 €
Occupied
2
83
82
178
8

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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Laurent DURROUX
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