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SAINT GERMAIN LAVAL 42260

STONE PROPERTY 545 M2, WOODED LAND OF 6972 M2, FORMER MILL, GÎTE, APARTMENT, HOUSE, STUDIO, 15 BEDROOMS, OUTBUILDINGS, GARAGE, FIBER OPTICS, WELL, SOLAR PANELS

  • area
    545 m2
  • bedrooms
    15
  • land
    6972 m2

Presentation of the property : House 21 rooms for sale in SAINT GERMAIN LAVAL

STONE PROPERTY 545 SQM, WOODED LAND OF 6972 SQM, FORMER MILL, GÎTE, APARTMENT, HOUSE, STUDIO, 15 BEDROOMS, OUTBUILDINGS, GARAGE, FIBER OPTICS, WELL, SOLAR PANELS. Located in Saint Germain Laval, this characterful stone property, a FORMER MILL steeped in history, offers a rare living environment on the banks of the river, in the heart of approximately 6972 sqm of wooded land, entirely flood-free. The property exudes a unique, village-like atmosphere, conducive to tranquility, hospitality, and both residential and professional projects. The property comprises several complementary buildings. An 11-bedroom gîte, currently operating as a charming stone house, includes an apartment and a separate studio, offering great flexibility for tourism, family living, or a combination of both. A thriving gîte rental business is already established. The gîte was recently awarded two stars by Gîtes de France, with confirmed bookings for 2026, providing visibility and an immediate start for the future owners. The bedding was replaced in 2022, and significant comfort improvements have been made, notably through the installation of solar panels and a heat pump, ensuring energy efficiency and modern comfort. The location is also a major advantage. Just 5 minutes from the motorway, this property enjoys a strategic location, with Lyon and Clermont-Ferrand 50 minutes away, Roanne 30 minutes, and Saint-Étienne 40 minutes, making it easily accessible for both guests and personal travel. A rare find, blending authenticity, nature, and economic potential, it's ideal for a turnkey tourism project or for a peaceful, rural lifestyle with an existing business. A viewing is essential to discover all the charm and possibilities of this unique location.








The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 519 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 545 m2 for sale in SAINT GERMAIN LAVAL

42260 SAINT GERMAIN LAVAL

Features of this property :

340 932 921 284
15
21
545
6 972
Electric, HeatPump
yes
yes
yes
yes
yes
519 000 €
4 864 €
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 229 kWh/m²/an émissions* 7 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 7 kgCO2/m²/an
Estimated annual energy costs of the property
Between 3940 € and 5380 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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