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Exclusive
Investment
BARZAN 17120

Occupied Life Annuity House 130 m² Exceptional View BARZAN (17) Charente Maritime

  • bathrooms
    2
  • area
    130 m2
  • bedrooms
    3
  • land
    650 m2

Presentation of the property : House 5 rooms for sale in BARZAN

🌊 OCCUPIED LIFE ANNUITY – SEA/ESTUARY VIEW – BARZAN PLAGE (17120) Just minutes from the beaches and the Gironde estuary, discover this fully renovated house offering exceptional views of the ocean and the estuary landscapes. Located in a quiet cul-de-sac, near Cozes, Meschers-sur-Gironde, Saint-Georges-de-Didonne, Royan, and Saintes, this property represents a rare investment opportunity as an occupied life annuity with no monthly payments. 💼 Life annuity conditions • Occupied life annuity on one head: 79-year-old man • Property value: €350,000 • Down payment of €174,500 including fees • Monthly annuity of €498 • Economic conditions of the life annuity can be adjusted according to your profile 🏡 The house: fully renovated in 2018, approximately 130 m² of living space spread over 2 independent levels. 📍 Main Level (approx. 90 m²) – 2-Bedroom Apartment • Bright living room with open-plan kitchen (approx. 50 m²) • Terrace overlooking the estuary • 2 bedrooms, one with a dressing room • Shower room • Separate WC • Pantry 📍 Garden Level (approx. 40 m²) – 1-Bedroom Apartment • Living room with fitted and equipped kitchen • Large bedroom with built-in wardrobes • Bathroom with WC 📦 Outbuildings • Cellar (approx. 45 m²) with separate entrance • 200L thermodynamic water heater • Water softener 🌿 Exterior: Plot of land (approx. 650 m²) in a co-ownership of 5 lots • Two entrances with electric gates • Parking for 4 to 5 vehicles 🔧 Comfort • Reversible ducted heat pump heating (main level) • Electric heating (garden level) • Double-glazed PVC and aluminum windows • Electric roller shutters 💰 Property tax: €858 ⭐ Key features ✔ Exceptional view of the Gironde estuary ✔ Fully renovated house – no work required ✔ Two independent levels ✔ Quiet and desirable location ✔ Investment opportunity with significant discount due to the life annuity (occupied) 🌅 A rare real estate investment opportunity on the Charente coast. For further information, please contact me at the number provided.
Number of units in the condominium: 5. Average annual share of charges (estimated budget): €0, i.e., €0 per month. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 174 500 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 130 m2 for sale in BARZAN

17120 BARZAN

Features of this property :

340 932 231 591
3
5
130
130,27
650
2
1977
South West
Electric, HeatPump
yes
yes
yes
yes
174 500 €
858 €
Occupied
1
79
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 76 kWh/m²/an émissions* 3 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 3 kgCO2/m²/an
Estimated annual energy costs of the property
Between 980 € and 1326 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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Jean-Christophe BONNEMAIN
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