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LOYE SUR ARNON 18170

Cher department (18), for sale: 2-bedroom house of 110 m² - Land of 1,648.00 m²

  • bathrooms
    1
  • area
    112 m2
  • bedrooms
    3
  • land
    1648 m2

Presentation of the property : House 4 rooms for sale in LOYE SUR ARNON

A habitable house requiring finishing touches, ideal for those who love peace and quiet in the countryside. Located in a tranquil setting, it benefits from a large garden at the rear, perfect for enjoying nature and spending time outdoors. Its location also offers real convenience thanks to direct access to Saint-Amand-Montrond, just fifteen minutes away. Paris can be reached in just over three hours, making it a great opportunity for a second home. The house offers numerous layout possibilities to suit your needs. On the ground floor, you will currently find a living room, a kitchen, a shower room, a toilet, and two bedrooms. Upstairs, an office, an additional bedroom, and adjoining insulated attic space offer excellent potential for conversion into additional living space. In the basement, you will find a utility room for heating, etc., as well as rooms for storage, storage, or creating a workshop. A barn on the property offers the possibility of further expansion. The property already boasts numerous modern and comfortable features: roof and basement insulation, double-glazed windows, central heating via a heat pump, solar panels, and an electric water heater installed in 2021. In this charming village, you'll also benefit from local shops and services: a restaurant, a cheese shop/grocery store, a daycare center just minutes away, and school transport. The roof is in good condition. Some work remains to be done to finalize the layout to your taste, including interior insulation and the installation of a mechanical ventilation system. Would you like more photos, further information, or a virtual tour? Contact me to discover this property with great potential.
Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 88 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 112 m2 for sale in LOYE SUR ARNON

18170 LOYE SUR ARNON

Features of this property :

340 934 908 231
3
4
112
1 648
1
1950
Air Conditioning
yes
yes
yes
yes
yes
88 000 €
651 €
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 320 kWh/m²/an émissions* 8 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 8 kgCO2/m²/an
Estimated annual energy costs of the property
Between 2500 € and 3500 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

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