Life annuity for investors - Mixed-use property complex - Monteux
-
bathrooms
1
-
area
225 m2
-
bedrooms
3
Presentation of the property : House 10 rooms for sale in MONTEUX
Market Value: €660,923.
Total Down Payment: €234,783.
Total Monthly Annuity: €1,846.44.
Commercial Rent Received by the Buyer: €1,861/month, or €22,332/year.
Annuity Holders: 81 years old / 81 years old.
Plot Size: 490 m². Reference Area: 225 m².
Energy Performance Certificate (EPC): Class B.
In Monteux (84170), discover this mixed-use property, situated on a 490 m² plot, comprising a commercial space on the ground floor and a residential unit upstairs.
The unique aspect of this acquisition lies in its structure, combining a vacant life annuity on the commercial space, already rented to two companies, and an occupied life annuity on the residential unit.
The commercial premises are currently leased to two companies and generate €1,861 in monthly rental income, or €22,332 per year. With a total life annuity of €1,846.44 per month, the commercial rental income represents a slightly higher level of revenue than the overall monthly annuity.
This is a rare arrangement that allows for the combination of immediate rental income and the gradual accumulation of real estate assets.
A COMMERCIAL UNIT SOLD AS A LIFE ANNUITY (VACANT)
The commercial unit includes four offices, a laboratory, a kitchen, and restrooms. Already occupied by two companies, it provides the buyer with rental income from the moment of purchase.
Down payment: €118,610
Annuity: €1,462.37/month
THE RESIDENTIAL UNIT SOLD AS AN OCCUPIED LIFE ANNUITY T
he residential unit located upstairs includes a 36 m² living room, a fitted and equipped kitchen, three bedrooms, a bathroom, and a 23 m² balcony.
The sellers, aged 81, retain their right of use and occupancy.
Lump sum payment: €116,173.
Monthly annuity: €384.07.
In the event of early release of the property, the annuity will be increased by 35%, in accordance with the conditions stipulated in the deed.
MONTEUX, AN ATTRACTIVE TOURIST AREA
Monteux benefits from strong tourism activity, with Lake Monteux, the Beaulieu leisure park, and two major attractions: Spirou Provence Park and Wave Island. The town has been classified as a "Tourist Town" since 2025, and the two parks welcomed approximately 510,000 visitors in 2025.
Its proximity to Avignon and Carpentras also enhances the area's appeal.
A WELL-MAINTAINED AND WELL-EQUIPPED PROPERTY
The property benefits from recent renovations and upgrades: heat pump, insulation and roof repairs, facade renovation, renovated kitchen, and an exterior elevator. It also includes a garage, a carport for two vehicles, four parking spaces, and an electric gate.
A HERITAGE OPPORTUNITY
This acquisition allows you to combine immediate rental income, business investment, and the building of long-term real estate assets. The business premises, sold vacant, already generate income, while the residential portion, sold occupied, allows for a long-term wealth-building strategy.
A rare opportunity in Monteux for an investor wishing to combine existing income, real estate assets, and the attractiveness of a tourist area. To receive the complete file and discuss the financial terms of this life annuity purchase, please contact me. The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 234 783 €Fees payable by the seller
Location of the property : House 225 m2 for sale in MONTEUX
Features of this property :
| 340 939 302 418 | |
| 3 | |
| 10 | |
| 225 m² | |
| 1 | |
| 1962 |
| Electric, Air Conditioning | |
| yes | |
| yes |
| 234 783 € | |
| 2 | |
| 81 | |
| 81 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
