GREAT INVESTMENT OPPORTUNITY IN VISAN – OCCUPIED DEFERRED SALE
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bathrooms
1
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area
85 m2
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bedrooms
3
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land
622 m2
Presentation of the property : House 4 rooms for sale in VISAN
A wealth-building solution to gradually acquire a home in a desirable location.
Discover this charming single-story house of approximately 85 m², comprising 4 rooms and 3 bedrooms, situated on a 622 m² plot.
Built in 2009 and in excellent condition, it benefits from a southern exposure and a particularly peaceful setting. It features a bright living room, an open-plan kitchen, three bedrooms, a bathroom, and a separate toilet.
You will also appreciate the outdoor spaces, including a 16 m² terrace, a 500 m² garden, and an 18 m² garage. The house also has air conditioning.
A sought-after living environment in the heart of Provence. Nestled in the heart of the Enclave des Papes, this charming village captivates with its unspoiled surroundings, rolling hills, vineyards, and historical heritage. Surrounded by quintessential Provençal landscapes of vineyards, olive groves, and fields, the village boasts a terroir renowned for its Côtes du Rhône Villages wines. Enjoy a peaceful lifestyle while remaining close to towns like Valréas and Vaison-la-Romaine.
The installment sale with retained occupancy:
The sellers, aged 71 and 75, retain the right to occupy the property according to the terms defined in the deed of sale.
You are making a sound investment in a quality home without having to finance the entire purchase immediately. One of the major advantages of an installment sale is that the payment period is known from the outset, unlike a life annuity.
Sale conditions:
Down payment: €50,000 followed by 180 monthly payments of €447.73.
Term: 15 years.
Market value: €230,300
Advantages of this investment:
• Gradual acquisition of a property
• Monthly financial commitment of €447.73
• Payment term known from the signing: 15 years
• Single-story detached house
• 3 bedrooms
• Garden of approximately 500 m²
• Terrace of 16.47 m²
• Garage of 18.54 m²
• Air conditioning
• Built in 2009
• Very good condition
• South-facing
• Very quiet environment
• Energy Performance Certificate (EPC) C / Greenhouse Gas Emissions (GHG) B.
Would you like to discover this house and understand how this occupied deferred payment sale works? Contact me to receive the complete information package. The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 64 700 €Fees payable by the seller
Location of the property : House 85 m2 for sale in VISAN
Features of this property :
| 340 930 116 680 | |
| 3 | |
| 4 | |
| 85 m² | |
| 622 m² | |
| 1 | |
| 2009 |
| Electric | |
| yes | |
| yes | |
| yes |
| 64 700 € | |
| 918 € |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
