Appartement viager à vendre en nue-propriété 4 pièces EPINAY SUR SEINE (93)
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bathrooms
1
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area
113 m2
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bedrooms
2
Presentation of the property : Apartment 4 rooms for sale in EPINAY SUR SEINE
Investissement sécurisé – Vente en nue-propriété (réserve d’usufruit)
— Prix décoté dès l’achat = 2 263 €/m² au lieu de 3350 €/m²
— Economies : l’usufruitier assume une grande partie des charges (copropriété, taxe foncière, entretien) hormis les gros travaux (article 605 Code civil)
Avantages :
— Sécurité patrimoniale sans aléa de gestion
— Emplacement qualitatif à proximité immédiate d'Enghien Les Bains
— Valorisation automatique au terme de l’usufruit = placement à terme, stable et prévisible
Vous devenez propriétaire de cette rare opportunité d’une valeur de 380 000 € avec le versement d’un bouquet comptant de 258 500 € FAI , sans rentes.
Vous bénéficiez d’un gain immédiat de 121 500 € !!!
Bénéficiez d'un PRIX RÉDUIT de 32% car l'appartement reste occupée par le vendeur leur vie durant.
COMMENT L’ACHETER :
.
=> VERSEZ UN CAPITAL FIXE de 258 000 € (honoraires Capifrance compris)
=> Pas d’aléa de rente.
Un investissement judicieux pour vous constituer un patrimoine immobilier à prix réduit dans un secteur en plein essor.
INVESTISSEMENT RÉSERVÉ AUX ACQUÉREURS DISPOSANT DU BOUQUET EN FONDS PROPRES Nombre de lots de la copropriété : 32, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 3960€ soit 330€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 7,50% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°538 500 117 - Greffe de PONTOISE) Emmanuelle BELOUGNE Entrepreneur Individuel 06 60 18 08 51 - Réf.944784
Additional information :
Total price including fees 258 500 €Price excluding fees 230 000 €
Fees payable by the buyer are 7.5% all taxes included
Location of the property : Apartment 113 m2 for sale in EPINAY SUR SEINE
Features of this property :
| 340 930 866 396 | |
| 2 | |
| 4 | |
| 113 m² | |
| 113,01 m² | |
| 1 | |
| 10 | |
| 8 | |
| 1968 |
| yes | |
| yes | |
| yes | |
| yes | |
| yes |
| 258 500 € | |
| 3 154 € | |
| BareOwnership | |
| 1 | |
| 70 |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
Find out the market price of your property
