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Investment
Investment
MEURSAC 17120

Charente Maritime (17), Meursac - near SAUJON - Secure Residence - Ground Floor Apartment, 4 Rooms, 100 m²

  • bathrooms
    1
  • area
    100 m2
  • bedrooms
    2

Presentation of the property : Apartment 4 rooms for sale in MEURSAC

PREPARE FOR RETIREMENT WITH A SECURE INVESTMENT IN CHARENTE-MARITIME. In Meursac, a town with all local amenities and ideally located between Saintes, the Saujon thermal baths, and the beaches of Royan, this ground-floor apartment, currently rented, presents an attractive opportunity to prepare for a worry-free retirement. Situated within a secure and well-maintained senior residence, offering common areas, leisure facilities, and a swimming pool, this apartment benefits from a quiet and desirable environment. Rental demand is consistent, making it a suitable investment for a long-term wealth management plan. Built in 2008 and offering approximately 100 m² of living space, the apartment is in excellent condition and requires no work. It comprises a heated veranda with a blackout system, a spacious living room with an open-plan fitted kitchen of approximately 40 sq m, two bedrooms, a shower room with a walk-in shower, a separate WC, as well as a dressing room and a storage room. The technical features (double glazing, motorized blinds, mosquito nets, reversible heat pump) provide comfort, energy efficiency, and controlled running costs – particularly valuable elements for a long-term investment. The property is currently occupied by a reliable and solvent tenant, generating a monthly rent of €693, plus €150 for utilities. The lease runs until July 23, 2026, offering immediate rental income while allowing for the possibility of future personal occupancy or resale. A private parking space is included. A closed garage can also be purchased separately, providing additional convenience and increasing the property's value. A secure real estate investment, combining current rental income with a suitable housing solution for the future, in an area particularly sought after for retirement. Further information and support available upon request. Number of units in the condominium: 100. Average annual share of condominium fees (estimated budget) (including water and recoverable charges): €2,410, or €200 per month, with ongoing legal proceedings against the condominium association. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 170 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : Apartment 100 m2 for sale in MEURSAC

17120 MEURSAC

Features of this property :

340 934 196 254
2
4
100
99,58
1
2008
North East
Electric, Air Conditioning
yes
yes
yes
170 000 €
527 €
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 143 kWh/m²/an émissions* 4 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 4 kgCO2/m²/an
Estimated annual energy costs of the property
Between 890 € and 1240 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

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For a successful sale
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Jean-Christophe BONNEMAIN
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