Appartement viager occupé 3 pièces SAINT BARTHELEMY D'ANJOU (49)
-
bathrooms
2
-
area
88 m2
-
bedrooms
2
Presentation of the property : Apartment 3 rooms for sale in SAINT BARTHELEMY D'ANJOU
- Viager occupé
- Femme de 81 ans
- Homme de 88 ans
- Bouquet de 200 000 €
- Rente mensuelle de 38,27 €
- Valeur vénale : 340 000 €
Une grande entrée qui dessert un séjour exposé S/O par sa double exposition, une cuisine aménagée et équipée. Les deux chambres disposent d'une salle d'eau chacune, WC, placard.
En sous-sol un garage et une place de stationnement privative.
La petite rente mensuelle est un atout idéal pour un bon placement immobilier.
Nombre de lots de la copropriété : 34, Montant moyen annuel de la quote-part de charges (budget prévisionnel)(COPROPRIETE) : 1640€ soit 136€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 7,35% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°837 902 956 - Greffe de ANGERS) Céline HOUARD Entrepreneur Individuel à Responsabilité Limitée 06 23 30 31 19 - Réf.957692
Additional information :
Total price including fees 225 000 €Price excluding fees 200 000 €
Fees payable by the buyer are 7.35% all taxes included
Location of the property : Apartment 88 m2 for sale in SAINT BARTHELEMY D'ANJOU
Features of this property :
| 340 938 612 505 | |
| 2 | |
| 3 | |
| 88 m² | |
| 2 | |
| 3 | |
| 3 | |
| 2013 | |
| South West |
| Gas | |
| yes | |
| yes | |
| yes | |
| yes |
| 225 000 € | |
| 1 534 € | |
| Occupied | |
| 2 | |
| 88 | |
| 81 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
Find out the market price of your property