Presentation of the property : Apartment 7 rooms for sale in SAINT ETIENNE
**EXCLUSIVE** An exceptional New York-style loft apartment with exposed metal structure and spacious rooms. Located in Saint-Étienne, a dynamic city of 150,000 inhabitants and the heart of the Lyon metropolitan area, 45 minutes from Lyon by highway. Situated on Rue Désiré Claude, halfway between the lively Tréfilerie and Centre 2 districts. Tram stop 150m away, highway access 5 minutes away. Bellevue train station 10 minutes away. City center 10 minutes walk. Shopping center 300m away and all food shops nearby. Schools, middle schools, and high schools less than 5 minutes walk away. In a small, quiet, courtyard-facing building with only 12 units. 1st floor (no elevator). Duplex loft with approximately 164 sq m of living space, comprising 4 bedrooms and 1 office. Kitchen and pantry/laundry room. 2 bathrooms, 2 toilets. ON THE 1ST FLOOR - approximately 100 m² - 4.30 m ceiling height: Large living room of over 70 m² with a fully equipped open-plan kitchen (high-end appliances) and lounge area. Entrance closet. Pantry/laundry room adjoining the kitchen. A bedroom of approximately 13 m², currently used as a TV lounge. Tiled shower room with toilet. ON THE 2ND FLOOR - approximately 65 m² mezzanine: 3 bedrooms of 10 to 12 m². An office with a large sliding wardrobe. Separate toilet. Bathroom. Solid oak parquet flooring in the living room and bedrooms. PVC double-glazed windows and electric roller shutters. Apartment renovated less than 10 years ago. Fully insulated. Energy Performance Certificate (EPC) rating C/A. Fiber optic internet. Video intercom. Heating is provided by a pellet stove on the first floor (large living area), consuming approximately 900 kg/year, costing less than €300. Programmable electric radiators with thermal inertia are installed in the bedrooms and bathrooms. The property is sold with a large, enclosed garage in the courtyard, a motorized overhead door, and the option to install your own vehicle charging station. A small cellar is also included. This loft can be purchased together with a separate 100 m² apartment on the upper floor, featuring a 60 m² terrace. This apartment has been completely renovated and never lived in, for a total living area of 265 m² and 7 bedrooms (currently connected; the seller will handle the division if sold separately). See my listing for details. The facade is less than 6 years old, the roof is recent, and the common areas are new. A complete photo report with over 60 pictures is available on my website; search for "Julien Malterre Immobilier" in your browser. A virtual tour and a video are also available on this listing; I encourage you to view them. A friendly reminder: the owners have chosen to work exclusively with a professional, so please respect their decision and do not contact them directly, whether you are a private individual or a real estate professional. Are you also looking to sell your property? Apartment, loft, house (villa, townhouse, manor house), building, estate, castle, manor, land, commercial/industrial/industrial premises, factory, business: I am here to help you buy and sell under the best possible conditions. My area of operation covers the Loire, Haute-Loire, and Rhône departments, and beyond, depending on a preliminary assessment. Contact me to discuss your needs!
Number of units in the condominium: 11. Average annual share of charges (estimated budget): €300, or €25 per month. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 250 000 €
Fees payable by the seller
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The Capifrance team answers your frequently asked questions:
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract. Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale. Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor Express your interest in the property for sale.
. Propose a Price and Purchase Conditions Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale If the offer is accepted, sign a sales agreement and verify the legal documents. Finalize your financing if necessary. Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor