Presentation of the property : Apartment 11 rooms for sale in SAINT ETIENNE
**EXCLUSIVE** Unique property complex of 265 sq m of living space with a terrace, garden, and two garages. In Saint-Étienne, in the heart of the metropolitan area (150,000 inhabitants), 45 minutes from Lyon by motorway. Ideally located on Rue Désiré Claude, between the Tréfilerie campus and Centre 2 shopping center, 150 m from the tram, 5 minutes from the N88 and D201 highways, and a 10-minute walk from the city center and the Bellevue train station. All shops, schools, and colleges are within easy walking distance. In a small, quiet, courtyard-facing building with 12 units, discover this rare property comprised of two apartments connected by an internal staircase: a 165 sq m New York-style loft and a brand-new, contemporary 100 sq m apartment with a terrace and garden. The property offers approximately 265 sq m of living space, comprising 7 bedrooms plus an office, 2 kitchens, 2 living rooms, 2 garages, and over 60 sq m of outdoor space. On the first floor, the loft impresses with its 4.30 m high ceilings and an impressive living area of approximately 70 sq m, featuring exposed metal beams, solid oak parquet flooring, and a fully equipped open-plan kitchen. An adjoining pantry/laundry room, a bedroom or TV lounge, a shower room, and a toilet complete this level. The mezzanine level includes 3 bedrooms, a bathroom with shower, and a separate toilet. An office provides access to the upper floor. On the top floor (currently connected), the 100 sq m apartment offers a spacious 45 sq m living room opening onto a west-facing terrace and garden of approximately 60 sq m, perfect for enjoying late summer days. Three bedrooms, a shower room with laundry area, and a separate toilet. An additional storage space (currently being created) completes this floor. FEATURES AND COMFORT: High-quality materials: brick, slate, metal beams, and solid wood flooring. PVC double glazing, complete insulation (interior and exterior depending on the floor). Efficient heating: pellet stove on the first floor (approx. €300/year) + programmable inertia radiators. Compliant electrical wiring, RJ45 sockets, fiber optic internet, and a video intercom. Motorized, enclosed garages in the courtyard, with the possibility of installing an electric vehicle charging station. The facade and roofs are recent, and the common areas have been completely renovated. An exceptional and adaptable property. This complex offers numerous possibilities: a spacious family home of 265 m², a mixed-use project with professional activity, or conversion into two separate apartments (each with its own entrance). A rare property combining the charm of a loft, the comfort of an apartment with outdoor space, and the added benefit of two private garages, all in a central and quiet location. A complete portfolio of over 60 photos is available on my website; search for Julien Malterre Immobilier in your browser. A virtual tour and a video of the loft are also available in this listing; I encourage you to view them. The same is available upon request for the apartment with a terrace. Are you also looking to sell your property? Apartment, loft, house (villa, townhouse, manor house), building, estate, castle, manor, land, commercial/industrial/industrial premises, factory, business: I am here to help you buy and sell under the best possible conditions. My area of operation covers the Loire, Haute-Loire, and Rhône departments, and beyond, subject to prior assessment. Contact me to discuss your needs!
Number of units in the condominium: 12. Average annual share of charges (estimated budget): €450, or €37 per month. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 470 000 €
Fees payable by the seller
The data collected from this form is necessary to enable us to respond to your request. It is collected and processed electronically by the data controller and may be passed on to our internal departments and to our partners involved in processing your request. You have the right to access, rectify and object to your data, which you can exercise by contacting us at [email protected].
In accordance with article L 223-1 of the French Consumer Code, users are informed that they have the option of registering on www.bloctel.gouv.fr to oppose all telephone canvassing, with the exception of established customer relationships.
Real Estate Daily
Tips, news, analysis of real estate trends—our expertise at your service!
The Capifrance team answers your frequently asked questions:
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract. Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale. Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor Express your interest in the property for sale.
. Propose a Price and Purchase Conditions Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale If the offer is accepted, sign a sales agreement and verify the legal documents. Finalize your financing if necessary. Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor