Honfleur – Sainte-Catherine district – Life annuity sale of a charming property with garden and terrace
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bathrooms
3
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area
165 m2
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bedrooms
3
Presentation of the property : House 6 rooms for sale in HONFLEUR
In the heart of the historic and iconic Sainte-Catherine district, just steps from the Old Port that has made Honfleur famous, lies an exceptional property, a rare find on the market. This timeless property comprises an artist's studio, a warm and inviting duplex apartment, and two studios currently used for short-term rentals. Each space retains the character of traditional Honfleur houses, and the materials reflect the history of the place while offering modern comforts. Outside, a landscaped garden with no overlooking neighbors invites relaxation, while a large terrace allows you to enjoy sunny days in complete privacy—a rare privilege in the historic center. You are investing in a property that can generate rental income when the entire property becomes vacant: two studios, a duplex apartment with its own terrace. The ground floor space can be maintained as an artist's studio, a painting gallery, or a studio, depending on your plans and permits. The shared garden is an added bonus. The property could also be converted into a large family home. Sold as a life annuity, this acquisition represents a strategic investment opportunity: invest today at an attractive price while securing an exceptional property on one of Honfleur's most sought-after streets. Key advantages: • Prime location in Honfleur's most desirable neighborhood • Complete property: workshop, duplex, two studios. The property can also easily be converted back into a large family home later on • Garden and terrace, true havens of peace in the heart of town • Preserved architectural charm and authenticity • Rare investment potential. Property value: €760,000. 📍 Location: Sainte-Catherine district, Honfleur (Calvados). Ample free parking nearby. 💼 Sale method: Life annuity with usufruct limited to 8 years. The current occupant is a 75-year-old woman. You pay a lump sum upon purchase, followed by a monthly payment of €1,133. The usufruct you grant to the beneficiary is for a maximum of 8 years. After this period, you have full ownership of the property. 🌿 Exterior: Private garden and terrace
Agency fees are payable by the buyer, amounting to 6.00% including VAT of the price excluding fees.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Location of the property : House 165 m2 for sale in HONFLEUR
Features of this property :
| 340 930 990 095 | |
| 3 | |
| 6 | |
| 165 m² | |
| 3 | |
| 1800 | |
| South |
| Gas | |
| yes | |
| yes | |
| yes |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
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