House for sale with an occupied life annuity, 10 rooms - 255m2 - ROMORANTIN LANTHENAY (41)
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bathrooms
3
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area
260 m2
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bedrooms
4
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land
24265 m2
Presentation of the property : House 10 rooms for sale in ROMORANTIN LANTHENAY
Hidden Sologne Gem – Elegance, Nature & Heritage in an Occupied Life Annuity
EXCLUSIVE OCCUPIED LIFE ANNUITY – Romorantin-Lanthenay
In the heart of Sologne, a region renowned for its woodlands, lakes and gentle way of life, lies a rare and exceptional estate where time seems to stand still. Just 2.5 hours from Paris, close to the Loire Valley castles, Beauval Zoo and all amenities of Romorantin, this property offers a perfect harmony of luxury and nature.
Set on a fully enclosed and preserved 2.4-hectare estate, the property boasts private woods, two peaceful ponds, a landscaped garden and a 60 m² swimming pool, completely hidden from view. A true haven of peace — rarely seen on the market.
The main single-storey residence offers 195 m² of living space, with generous volumes and an easy, flowing layout:
A vast and light-filled 98 m² living area with two lounges, a fireplace with insert, a dining room and a fully equipped open kitchen,
2 to 3 bedrooms depending on layout, including one suite with shower room,
Utility room, boiler room, wine cellar, and several storage rooms,
Upstairs: an additional bedroom and an attic.
A separate 60 m² annexed T2 guest house adds to the appeal, featuring a fitted kitchen, living room, bedroom, shower room and separate WC. Ideal for hosting guests, staff, or family.
Outbuildings include a wine cellar, carport, hangar, two garages with attic space, wood shelter, a well… Everything is in place for comfort and efficient estate management.
The sanitation system was recently brought up to standard and is fully compliant.
OCCUPIED LIFE ANNUITY – A high-value investment opportunity
This property is offered as an occupied life annuity with lifetime usufruct rights retained by the sellers (Man, 83 – Woman, 82).
Financial terms:
Lump sum (bouquet): €134,860 (including agency fees – seller pays fees)
Monthly annuity: €1,347.05, indexed annually to the INSEE consumer index
Annuity increase: +20% in the event of early vacancy
Property tax (2023): €3,339, including €556 for waste removal (reimbursable by the occupants)
Market value: €498,000
Occupancy discount: €192,234.20 (38.6%)
Occupied value: €205,655.80
Notary fees (based on estimated value): approx. €24,800
A strategic investment — with no rental concerns and minimal taxation — to acquire a prestigious estate at a reduced cost in a highly desirable area.
Rare, peaceful, enchanting surroundings and strong heritage potential.
A true gem for lovers of beautiful homes, nature, and smart investments.
Contact me for a complete presentation, to schedule a visit (on-site or virtual), or to request detailed information.
Agency fees are borne by the seller. Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 134 860 €Fees payable by the seller
Location of the property : House 260 m2 for sale in ROMORANTIN LANTHENAY
Features of this property :
| 340 931 832 252 | |
| 4 | |
| 10 | |
| 260 m² | |
| 24 265 m² | |
| 3 | |
| 1972 | |
| South |
| Fuel, Fireplace | |
| yes | |
| yes | |
| yes | |
| yes | |
| yes | |
| yes |
| 134 860 € | |
| 3 339 € | |
| Occupied | |
| 2 | |
| 83 | |
| 82 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
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