Occupied life annuity 1-bedroom flat in SEYNE (04140) – single life
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bathrooms
1
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area
46 m2
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bedrooms
1
Presentation of the property : Apartment 2 rooms for sale in SEYNE
Occupied life annuity sale, single life: 74 years old
Financial terms of the life annuity sale: lump sum payment of €27,250, agency fees included. Monthly annuity of €168.
In the heart of the Blanche Valley, in a charming village perched at an altitude of 1,260 metres, I am offering this one-bedroom apartment for sale under an occupied life annuity arrangement. The property is in very good overall condition, located in a well-maintained residence, just a short walk from shops and the town centre, with breathtaking views of the mountains.
THE LIVING AREA comprises a bright living room with an open-plan kitchen leading onto the lounge / dining area. Facing East / South-East, it opens onto an adjoining balcony of approximately 9 m², ideal for enjoying the sunshine and the open views over the surrounding peaks.
THE BATHROOM, approximately 5 m² and including a toilet, is functional and completes the apartment.
THE SLEEPING AREA includes a 13 m² bedroom.
The apartment enjoys a privileged location. Shops and services are within walking distance: bakery, grocery store, butcher and delicatessen, café-bar, restaurants, pharmacy, and more.
Healthcare facilities include a comprehensive medical centre with doctors, dentists, nurses, physiotherapists and a podiatrist, as well as the Vallée de la Blanche local hospital.
Schools are also located in the village, helping to maintain a lively local atmosphere all year round.
For mountain lovers and investors, the apartment is just a few minutes from several ski resorts: Le Grand Puy in Seyne, Chabanon – Selonnet approximately 5 km away, Montclar Les 2 Vallées approximately 7 km away, and, a little further on, the Val d’Allos – La Foux and Le Seignus ski areas approximately 20 km away.
This is a highly sought-after four-season area, ideal for alpine and cross-country skiing, hiking, mountain biking and outdoor activities, while also offering an excellent quality of life thanks to its medical facilities and local services.
A secure and optimised long-term property investment in a lively year-round village, with strong potential as a second home and for seasonal rentals, both in winter and summer. Nombre de lots de la copropriété : 6, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 192€ soit 16€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 10,00% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 27 250 €Price excluding fees 19 000 €
Fees payable by the buyer are 10% all taxes included
Location of the property : Apartment 46 m2 for sale in SEYNE
Features of this property :
| 340 938 705 450 | |
| 1 | |
| 2 | |
| 46 m² | |
| 45,59 m² | |
| 1 | |
| 3 | |
| 3 | |
| 1970 | |
| East |
| Electric | |
| yes |
| 27 250 € | |
| 525 € | |
| Occupied | |
| 1 | |
| 74 |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
