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VARAVILLE 14390

OCCUPIED LIFE ANNUITY – LE HOME VARAVILLE A stone's throw from the beach and golf course

  • bathrooms
    1
  • area
    28 m2
  • bedrooms
    1

Presentation of the property : Apartment 2 rooms for sale in VARAVILLE

In the heart of the sought-after Home Varaville area, close to the golf course and the beach, discover this investment opportunity with a life annuity sale, ideal for building real estate assets. Located on the ground floor, this 28.5 sq m (301 sq ft) one-bedroom apartment enjoys a privileged setting between the sea and greenery. It features a private garden, a true extension of the living space, as well as an outdoor parking space, a valuable asset in this desirable area of the Normandy coast. Conditions of the life annuity sale: The property is occupied by a 76-year-old gentleman, who retains the right of use and occupancy according to the terms stipulated in the deed. Financial conditions: Initial payment: €28,000 (agency fees included) Monthly life annuity: €276 This acquisition method allows you to invest in real estate while benefiting from financial conditions adapted to a life annuity sale, while anticipating long-term asset appreciation. Why choose this investment? A sought-after location at Home Varaville. The beach and golf course are just steps away. A ground-floor apartment with a private outdoor space. An outdoor parking space. A financial commitment split between an initial lump sum payment and a monthly annuity.
Nombre de lots de la copropriété : 280, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 750€ soit 62€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 8,00% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 28 000 €
Price excluding fees 20 000 €
Fees payable by the buyer are 8% all taxes included

To view the fee schedule : click here

Location of the property : Apartment 28 m2 for sale in VARAVILLE

14390 VARAVILLE

Features of this property :

340 936 905 454
1
2
28 m²
28,50 m²
1
3
1989
Electric
yes
yes
28 000 €
650 €
Occupied
1
76

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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Catherine LE COUTALLER
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