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VICHY 03200

VICHY CENTRE (03) - For sale - Top floor with elevator - Terrace - Garage

  • bathrooms
    2
  • area
    128 m2
  • bedrooms
    3

Presentation of the property : Apartment 5 rooms for sale in VICHY

VICHY (03) - Rare find in Vichy Centre: top-floor apartment with elevator, terrace, and private garage. In the heart of Vichy, a UNESCO World Heritage city, discover this 127.44 sq m (1,367 sq ft) apartment on the 3rd and top floor of a secure and impeccably maintained building with elevator. This property offers a highly desirable quality of life: spacious rooms, a terrace, a private garage, a cellar, and the comfort of an apartment that allows you to fully enjoy the city center without the maintenance hassles of a house. Bathed in light thanks to its dual aspect, the apartment features a large living area of over 50 sq m (538 sq ft) with a fitted kitchen, opening onto a pleasant 12.40 sq m (134 sq ft) west-facing terrace. The sleeping area comprises three bedrooms, one with an en-suite shower room, a bathroom with WC, a guest WC with washbasin, and ample storage. Features: • Top-floor apartment with windows on both sides • Enclosed garage with motorized door • Vaulted cellar • Individual gas heating You will also appreciate the ease of movement offered by the residence, with step-free access from the garages to the elevator and then to the apartment. Shops, the covered market, restaurants, services, parks, and promenades are all within walking distance. An ideal property for those who wish to combine space, comfort, accessibility, and quality of life in the heart of Vichy. Further information and viewings are available by appointment after a brief phone conversation. Number of units in the condominium: 15. Average annual share of expenses (estimated budget) (maintenance and electricity of common areas, maintenance of green spaces, management fees): €2,904, or €242 per month. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 425 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : Apartment 128 m2 for sale in VICHY

03200 VICHY

Features of this property :

340 934 868 972
3
5
128
128
2
3
3
North West
Gas
yes
yes
yes
425 000 €
2 327 €
124
26
Estimated annual energy costs of the property
Between 1540 € and 2130 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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Christine CHABROUD-LEBRE
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