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Exclusive
LECTOURE 32700

Life annuity sale in Lectoure: 339 m² property complex

  • bathrooms
    2
  • area
    339 m2
  • bedrooms
    3
  • land
    18700 m2

Presentation of the property : House 17 rooms for sale in LECTOURE

Exceptional investment opportunity in Lectoure: Stone property complex of 339 m² for sale with deferred payment plan, currently occupied by an 89-year-old woman. Lifelong right of use and habitation. This is a deferred payment plan with the current occupancy agreement over 120 months (10 years). Market value of the house: €194,000. The initial payment is €83,000 and the monthly payments are €505.18. Invest in the highly sought-after Lectoure countryside with this deferred payment plan. An ideal opportunity to build or diversify your real estate portfolio at a reduced price, just 1 minute from a tourist complex and 5 minutes from the town center. Key project elements: Stone building (339 m²): a main house + 6 apartments. Exceptional property: 18,700 m² (1.8 hectare) plot with a second stone building and two agricultural sheds. Significant potential: perfect project for gîtes, holiday homes, or tourist accommodation (renovation work required upon the owner's departure). You become the owner of the property upon signing the deed at the notary's office, with full possession upon the termination of the right of use and occupancy. Before any viewing, you will be required to provide proof of identity (article R. 561-10 of the French Monetary and Financial Code).
The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 83 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 339 m2 for sale in LECTOURE

32700 LECTOURE

Features of this property :

340 934 139 501
3
17
339
18 700
2
1700
yes
Gas
yes
yes
yes
83 000 €
1 231 €
Occupied
1
89
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 176 kWh/m²/an émissions* 38 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 38 kgCO2/m²/an
Estimated annual energy costs of the property
Between 5090 € and 6940 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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