Semi-detached house
-
bathrooms
2
-
area
96 m2
-
bedrooms
3
Presentation of the property : House 4 rooms for sale in LORMES
In Lormes, in the heart of a dynamic village in the Morvan, discover this semi-detached house of approximately 95 m², not overlooked, ideal as a main residence, second home or rental investment.
On the ground floor, you enter a pleasant living room with an equipped kitchen area (oven, induction hob, extractor hood, sink), complemented by a wood-burning stove that creates a warm atmosphere. A shower room with WC completes this level, convenient for everyday use.
To be planned: chimney lining for optimal and standard-compliant stove operation.
A staircase leads to the two upper floors. On the first floor, a landing leads to two bedrooms, a second shower room with WC, and a large cupboard offering plenty of storage space.
On the second floor, you will be charmed by a magnificent, bright attic room with high ceilings and two skylights, perfect for creating a large bedroom, an office, a teleworking space or a games room.
The house was rented until it was put up for sale and is now vacant. Previously rented for €500/month, it offers a gross rental yield of around 7% (500 × 12 / 86,000) at a price of €86,000 including agency fees.
This is an interesting opportunity for an investor looking for a ready-to-rent property in a natural environment, or for a turnkey pied-à-terre project in the Morvan. Les honoraires sont à la charge du vendeur.
Logement à consommation énergétique excessive : classe F
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°538 902 883 - Greffe de AUXERRE) Céline YONS Entrepreneur Individuel 06 87 02 83 71 - Réf.937709
Additional information :
Total price including fees 82 000 €Fees payable by the seller
Location of the property : House 96 m2 for sale in LORMES
Features of this property :
| 340 932 127 471 | |
| 3 | |
| 4 | |
| 96 m² | |
| 2 | |
| 1948 | |
| North East |
| Electric |
| 82 000 € |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
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