Maison viager à vendre occupé 5 pièces PUSSAY (91) sur une tête- TERRAIN DIVISBLE
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bathrooms
1
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area
91 m2
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bedrooms
3
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land
2173 m2
Presentation of the property : House 5 rooms for sale in PUSSAY
Investissez intelligemment dans l’immobilier en viager occupé : située au sud d’Étampes, à seulement 17 minutes en voiture, cette belle maison du début du 20ème siècle vous offre un placement sécurisé et rentable.
💰 Conditions du viager :
Bouquet avec FAI : 90 000 €
Rentes mensuelles : 787 €
Valeur vénale nette vendeur: 280000€ (Décote 39%, DUH)
Occupée par une femme de 82 ans.
Caractéristiques du bien :
Taxe foncière : 980,00 €
Terrain : 2 173 m² répartis sur 2 parcelles – idéal pour construction future après abandon du droit d’usage et d’habitation (DUH)
Rez-de-chaussée : entrée, WC, cuisine, salle à manger (possibilité d’ouvrir sur la cuisine), salon
Étage : pallier, 3 chambres, salle de bain avec WC
Sous-sol complet, grand garage indépendant et 2 dépendances
Les atouts de cette maison :
Électricité aux normes
Double vitrage PVC
Fibre optique disponible
Maison offrant beaucoup de potentiel pour l’avenir, à fort potentiel patrimonial
Possibilité de développement futur sur un terrain divisé en 2 parcelles
Localisation attractive, proche d’Étampes et des grands axes
Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°823 388 764 - Greffe de EVRY) Vincent ANDRADE Entrepreneur Individuel 06 50 62 08 10 - Réf.925031
Additional information :
Total price including fees 90 000 €Fees payable by the seller
Location of the property : House 91 m2 for sale in PUSSAY
Features of this property :
| 340 934 614 445 | |
| 3 | |
| 5 | |
| 91 m² | |
| 91 m² | |
| 2 173 m² | |
| 1 | |
| 1910 |
| Gas | |
| yes | |
| yes | |
| yes | |
| yes |
| 90 000 € | |
| 980 € | |
| Occupied | |
| 1 | |
| 82 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
