Village House with Garden – Life Annuity (Occupied, 1 Head)
-
bathrooms
1
-
area
92 m2
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bedrooms
4
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land
348 m2
Presentation of the property : House 5 rooms for sale in LA SAULCE
Lump sum (“bouquet”) of €83,500 (agency fees included) and monthly annuity of €192.
In La Saulce (05110), on the heights of rue Dessoubre.
SOUTH OF GAP. Village house of approximately 92 m², built on a 348 m² plot, in a quiet, well-connected environment, with free transport to Gap and quick access to nearby ski resorts.
The house comprises, on the main level, a 23 m² living / dining room opening onto an attached terrace, an entrance hall leading to the kitchen, a utility room, a room and a bathroom. Upstairs, 3 bedrooms under the roof create a warm night area, with a chalet feel, wood panelling and a cosy atmosphere. On the ground floor, workshops and cellars offer generous space for storage or DIY.
In terms of comfort, the property benefits from aluminium and PVC windows, reversible air conditioning, electric heating and a fireplace with insert, ensuring a good level of comfort.
This occupied life annuity on one head (man, 81 years old) allows you to:
acquire a property at a discounted price compared with its market value,
spread the financial effort over time thanks to the combination of lump sum + annuity,
position yourself today in a high-potential area close to Gap, main roads and ski resorts, with strong future potential as a main residence, second home or seasonal rental.
In the long term, once the property is vacated, the investor will own a village house that can be easily rented out year-round (proximity to Gap and its employment area) or operated as a furnished tourist rental oriented towards mountain / ski / nature stays.
Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 83 500 €Fees payable by the seller
Location of the property : House 92 m2 for sale in LA SAULCE
Features of this property :
| 340 931 503 119 | |
| 4 | |
| 5 | |
| 92 m² | |
| 348 m² | |
| 1 | |
| 1896 | |
| South East |
| Electric, Air Conditioning | |
| yes | |
| yes | |
| yes |
| 83 500 € | |
| 650 € |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
