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PAYRAC 46350

Character property of 444 m² with swimming pool and 9,012 m² of land in Payrac, rental income with various accommodation possibilities

  • bathrooms
    8
  • area
    444 m2
  • bedrooms
    10
  • land
    9012 m2

Presentation of the property : House 17 rooms for sale in PAYRAC

Jean-Luc Morichon invites you to discover this spacious and characterful property in Payrac, offering 444 m² of living space, 17 rooms, 10 bedrooms, 8 bathrooms, several independent living areas, a swimming pool, and over 9,000 m² of land. Located in the Lot department, between Souillac and Gourdon, approximately 15 minutes from each town, it enjoys a peaceful setting in the heart of the unspoiled landscapes of the Causses du Quercy, while remaining easily accessible from the A20 motorway. Completely renovated and regularly improved since 2014, the property has retained its original character while incorporating modern amenities. The ground floor features a large dining room, a spacious fitted kitchen, and a welcoming living room with a wood-burning stove in a traditional-style fireplace. A laundry room, a separate WC, and a first bedroom with an en-suite shower room complete this level. Upstairs, four bedrooms each have their own en-suite shower room. Originally designed for use as a bed and breakfast, each room has its own unique character and décor, drawing inspiration from the Netherlands, England, Spain, and France. The upper levels offer further possibilities, including a spacious workshop with a water point and an air-conditioned office of over 24 square meters. They also comprise an apartment with a kitchen, living room, two bedrooms, and a large bathroom. A second area, accessible from both inside and via a separate entrance, offers three additional bedrooms, two bathrooms, and a large living room with a kitchen. This highly flexible layout allows for easy separation between private and guest spaces. Previously operated as a gîte and bed and breakfast, the property is equally suitable as a large family home, a tourist or rental project, or a combination of personal residence and hospitality. Outside, several terraces provide ample space to enjoy the grounds. The main living area, approximately 90 sq m and partially covered, provides a large additional living space. The 60 sq m swimming pool, surrounded by over 100 sq m of decking and protected by a perimeter wall, offers a particularly pleasant and secluded space. A fish pond and a designated area for a future pool house complete the amenities. Beneath the terrace and pool, several spaces offer additional storage options, in addition to a garage of over 66 sq m. The property has undergone significant renovations since 2014, including a complete roof replacement. It also features fiber optic internet, solar panels, and a compliant septic system. Much of the furniture is included in the sale, facilitating a quick move-in or the resumption of a hospitality business. With its generous proportions, independent living spaces, and the diverse range of possibilities it offers, this property presents a particularly attractive layout, ideal for both residential living and business development. What if this place was the start of a new life? Feel free to contact me if you would like more information or to arrange a visit. The fees are to be paid by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 895 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : House 444 m2 for sale in PAYRAC

46350 PAYRAC

Features of this property :

340 934 935 945
10
17
444
9 012
8
South
Electric, Underfloor
yes
yes
yes
895 000 €
DPE_ passoire énergétique logement extrêmement performant logement extrêmement peu performant consommation (énergie primaire) 112 kWh/m²/an émissions* 3 kgCO2/m²/an
DPE_ * Dont émissions de gaz à effet de serre peu d'émissions de CO2 émissions de CO2 très importantes 3 kgCO2/m²/an
Estimated annual energy costs of the property
Between 2459 € and 3327 € by year
Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

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FAQ
The Capifrance team answers your frequently asked questions:

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Do you need advice for your real estate project? Contact a Capifrance advisor

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Jean-Luc MORICHON
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