Sell in life annuity, how does it work? What are the benefits of this type of transaction for both sellers and buyers? How can the value of the initial payment and the life annuity be estimated? Capifrance explains it all !
Sell my property in life annuity
Selling your house or apartment as a life annuity is an advantageous solution adopted by many property owners in France.To sell your property at the right price and receive your lifetime annuity, contact your Capifrance advisor specialized in life annuity real estate. The expertise and experience of our network in this field are well recognized.
Life annuity sales are a specific type of real estate transaction where the seller, known as the annuitant, transfers their property to a buyer, known as the annuity payer, in exchange for an initial capital payment called the 'bouquet' and a regular life annuity paid for life. This solution allows the seller to continue living in their home, in the case of an occupied life annuity, while receiving a secure supplementary income. The amount of the annuity and the bouquet is calculated based on the value of the property and the seller's life expectancy according to specific criteria. Selling in life annuity is particularly appealing for property owners looking to monetize their real estate assets while benefiting from advantageous tax conditions. Capifrance supports you in this process by offering its recognized expertise in life annuity real estate.
By choosing to sell your house or apartment as a life annuity, you gain in several ways:
- In an occupied life annuity, you remain in your home without changing your habits
- You receive a lifetime supplement to your income through the annuity.
- You receive a portion of the sale price at the signing, thanks to the initial payment.
- You benefit from a tax reduction of up to 70% in France on your life annuity payments.
To successfully sell in life annuity, it is essential to consult an expert, as this type of transaction is highly technical and differs from a traditional real estate sale. As a specialist in life annuity sales and purchases, your local Capifrance advisor will guide and support you through every step of your project. You can rely on our expertise to :
- Estimate the value of your property,
- Calculate the bouquet and the life annuity,
- Find buyers interested in purchasing through life annuity,
- Negotiate the sale at the best price until the signing of the authentic deed.
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ERMONT 95120
549 000€
- 2 br
- 122 m²
- 3 bedrooms
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SEVRAN 93270
242 000€
- 1 br
- 102 m²
- 3 bedrooms
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SAINT JEAN DE MUZOLS 07300
318 000€
- 1 br
- 100 m²
- 3 bedrooms
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