OCCUPIED LIFE ANNUITY - Invest in the heart of an exceptional natural site in the Luberon!
-
bathrooms
1
-
area
106 m2
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bedrooms
2
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land
450 m2
Presentation of the property : House 5 rooms for sale in RUSTREL
Located in Rustrel, in the heart of the Provençal Colorado, this detached house, built in 1971, is offered as an occupied life annuity for two people (a woman aged 81 and a man aged 67).
This arrangement allows you to acquire real estate in a sought-after natural environment while benefiting from the advantages of a life annuity: a secure, progressive, and meaningful investment.
TERMS OF THE LIFE ANNUITY:
- Initial payment of €77,880 including fees.
- Monthly annuity of €232.23, indexed annually according to the terms of the deed.
- Estimated market value of €280,120 with a 44% discount.
- Occupied life annuity for two people (a woman aged 81 and a man aged 67).
-In the event of early release of the property, the rent will be increased by 30%.
-Property tax: €1,162/year.
The two-story house offers 106 m² of living space.
The main level comprises an entrance hall, a kitchen opening onto a dining room, a bright living room opening onto a lovely balcony, two bedrooms, a shower room, and a separate WC.
The ground floor presents significant potential for expansion. It includes a large garage with storage space for two vehicles, a room/office currently used as a music room, and several other areas that could be adapted for various uses: workshop or additional rooms, subject to obtaining the necessary planning permissions.
Outside, you will enjoy a landscaped garden with space for a swimming pool, offering pleasant views of the ochre landscapes of the Colorado Provençal. Located in a peaceful setting, the property benefits from a privileged lifestyle within an authentic village, prized for its natural heritage, hiking trails, and quality of life.
The C-rated energy performance certificate (EPC) is a real asset for a house of this generation and testifies to good energy performance (double glazing, heat pump installed in 2021).
Whether you are looking for a heritage investment with attractive financial conditions, without rental management, a future second home or a place to live in the heart of the Luberon, this house represents a rare investment opportunity in one of the most beautiful natural sites in the Vaucluse.
Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 77 880 €Fees payable by the seller
Location of the property : House 106 m2 for sale in RUSTREL
Features of this property :
| 340 932 216 723 | |
| 2 | |
| 5 | |
| 106 m² | |
| 450 m² | |
| 1 | |
| 1971 |
| HeatPump | |
| yes | |
| yes | |
| yes | |
| yes | |
| yes |
| 77 880 € | |
| 1 162 € | |
| Occupied | |
| 2 | |
| 80 | |
| 67 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
