OCCUPIED LIFE ANNUITY INVESTMENT – 154 m² house with garden and garage in Vaison-la-Romaine
-
bathrooms
2
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area
154 m2
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bedrooms
3
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land
500 m2
Presentation of the property : House 5 rooms for sale in VAISON LA ROMAINE
This arrangement allows you to acquire real estate in one of the most desirable towns in the Vaucluse region, while benefiting from the advantages of a life annuity: a secure, gradual, and meaningful investment.
TERMS OF THE LIFE ANNUITY SALE:
- Initial payment: €102,500 (including fees).
- Monthly annuity: €468.07, indexed annually according to the terms of the deed.
- Market value of the property: €352,000 - Occupancy discount of 49%.
- Life annuity sale with retained occupancy by one person (a 74-year-old woman).
- Property tax: €1,598. In the event of early release of the property, the annuity will be increased in accordance with the provisions of the authentic deed.
The two-story house offers 120 sq m of living space. The main level comprises an entrance hall, a bright living room, a separate kitchen, three bedrooms, a bathroom, and a separate WC.
The ground floor presents significant potential for expansion. It includes a second living room, a second kitchen, a shower room, a laundry room, and several additional spaces that can be converted to suit the future owner's needs, subject to obtaining the necessary planning permissions.
Outside, you will enjoy a fenced plot of approximately 500 sq m, a pleasant garden, a balcony, a garage, a lean-to, and a garden shed. Benefiting from a southeast exposure, unobstructed views, and a particularly peaceful setting, this property offers an exceptional living environment just minutes from the center of Vaison-la-Romaine, its shops, its famous Provençal market, and all amenities.
The C energy performance certificate (DPE) rating is a real asset for a house of this age and reflects a good level of comfort thanks to the heat pump and the fireplace with insert. A few modernization projects will allow you to fully realize the potential of this house.
Whether you are looking for a heritage investment in a highly sought-after area, a future primary or secondary residence in Provence, or a secure real estate investment without the hassles of rental management, this house represents a rare investment opportunity in Vaison-la-Romaine, in the heart of a desirable location between the Dentelles de Montmirail and Mont Ventoux. Les honoraires sont à la charge du vendeur.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 102 500 €Fees payable by the seller
Location of the property : House 154 m2 for sale in VAISON LA ROMAINE
Features of this property :
| 340 939 107 688 | |
| 3 | |
| 5 | |
| 154 m² | |
| 500 m² | |
| 2 | |
| 1971 | |
| South East |
| HeatPump | |
| yes | |
| yes | |
| yes | |
| yes |
| 102 500 € | |
| 1 598 € | |
| Occupied | |
| 1 | |
| 74 |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
